ACA’s liability insurance program is designed to support paddlesports organizations and professionals who are committed to doing things the right way - with clear standards, responsible risk management, and a professional approach to operating on the water. Carrying appropriate liability coverage isn’t just a box to check; it helps protect your organization, your participants, and your long-term ability to keep offering programs and experiences in your community.
ACA liability insurance is available specifically to ACA clubs, affiliate organizations, and ACA-certified Instructors and Leaders/Guides. This eligibility reflects the ACA’s focus on partnering with groups and individuals who are aligned with recognized education and safety practices, and who take their responsibilities seriously.
For organizations that need additional or more comprehensive coverage - such as outfitters, liveries, and guide services - the ACA is also proud to offer an expanded set of options through an Outfitters/Liveries/Guides insurance program in partnership with another provider. This makes it easier to find coverage that matches the size, scope, and risk profile of your operation, while still staying connected to the paddling community and the professionalism the ACA represents.